First and Last payments in advance and $ 1.00 Buyout or FMV to be converted to $ 1.00 buyout with timely pay history. Rates based upon acceptable business & personal credit, two years time in business, and are subject to change without notice. Acceptable bank and trade references may be required for final decision. Some companies may be approved at a higher rate. Approved Start up companies would qualify at a higher lease rate structure. Please call Dick Clark at 888-338-4585 with any questions.